The luxury or high end real estate market in Florida is seeing more action now than it has in the last couple of years. Jumbo loans are available in Florida.
Category Archive: Mortgage Information
information that will help you better understand mortgages
May
03
Positive Real Estate News – “The Good Stuff”
It is time to report on the positive real estate news here in Florida, and Brevard County. This is the way I see it, sales are up, and inventory is down – we are getting closer to an equilibrium that will lead to an increase in pricing. Here are links to some online articles mentioned …
Apr
14
3% Down Payment Conventional Mortgage is Back!
With FHA loans becoming more expensive with the increase in the monthly mortgage insurance, conventional mortgage insurance loans are looking more attractive. We offer conventional financing with as little as 3% down for qualified borrowers. Call Joe Harris at 321-757-3570 for details.
Dec
17
What you need to know – Rising interest rates
While we will have fluctuations, the trend of increasing rates will continue and raise the cost of buying and owning a home. If you know of anyone looking to buy or refinance a home, please let them know that if they continue to wait, it could cost them more in the future. Please post your …
Oct
22
What to do if you have no credit? Secured credit cards and one way to establish credit
One way to establish credit is to get a secured credit card. A secured card will work just as any other credit card will, however, these cards require a security deposit. So, if you start with a deposit, or security, of $200, the creditor will give you a $200 limit. If you pay your bill on time, after a while, some companies will even return your deposit, and increase your limit.
Oct
05
Fannie Mae Foreclosures and the HomePath Mortgage
Eligible Fannie properties require NO PMI, and currently have very low interest rates! Go to HomePath.com to get a list of homes. I can help you finance these properties, for more information, please contact me for additional details at Joe@joeknowsmortgages.com or 321-757-3570.
Sep
26
Mortgage PreApproval Will Save You Time And Money!
A true PreApproval could prevent you from losing significant time and money, as well as allow you to negotiate the best possible deal and not miss out on buying the home of your dreams.
Sep
02
FHA Loan costs are going up
This is important because if you are looking for a home, know someone who is looking for a home, or have a client who is looking for a home, please let them know that if they fail to act, it may cost them thousands of dollars.
Sep
01
The PreApproval Process
The PreApproval is a means for a buyer to discover their purchasing power, financing options, the process of the loan, as well as the costs associated with that loan before shopping for a home.
Aug
18
Should I refinance?
With mortgage interest rates as low as they are, you may be considering a refinance. This short video, while wildly amature, discuses the true costs and benifits of a refinance. Please watch, and give us some feedback on the information. Thank you!

