Joe Knows Mortgages » Mortgage Information

Florida Jumbo Loan – Positive Real Estate News

Joe Harris — Thu, 30 Jun 2011 13:32:42 +0000

The luxury or high end real estate market in Florida is seeing more action now than it has in the last couple of years. Jumbo loans are available in Florida.

Positive Real Estate News – “The Good Stuff”

Joe Harris — Tue, 03 May 2011 18:43:32 +0000

It is time to report on the positive real estate news here in Florida, and Brevard County. This is the way I see it, sales are up, and inventory is down – we are getting closer to an equilibrium that will lead to an increase in pricing. Here are links to some online articles mentioned …

3% Down Payment Conventional Mortgage is Back!

Joe Harris — Fri, 15 Apr 2011 01:47:10 +0000

With FHA loans becoming more expensive with the increase in the monthly mortgage insurance, conventional mortgage insurance loans are looking more attractive. We offer conventional financing with as little as 3% down for qualified borrowers. Call Joe Harris at 321-757-3570 for details.

What you need to know – Rising interest rates

Joe Harris — Fri, 17 Dec 2010 16:01:12 +0000

While we will have fluctuations, the trend of increasing rates will continue and raise the cost of buying and owning a home. If you know of anyone looking to buy or refinance a home, please let them know that if they continue to wait, it could cost them more in the future. Please post your …

What to do if you have no credit? Secured credit cards and one way to establish credit

Joe Harris — Fri, 22 Oct 2010 13:47:14 +0000

One way to establish credit is to get a secured credit card. A secured card will work just as any other credit card will, however, these cards require a security deposit. So, if you start with a deposit, or security, of $200, the creditor will give you a $200 limit. If you pay your bill on time, after a while, some companies will even return your deposit, and increase your limit.

Fannie Mae Foreclosures and the HomePath Mortgage

Joe Harris — Tue, 05 Oct 2010 15:02:55 +0000

Eligible Fannie properties require NO PMI, and currently have very low interest rates! Go to HomePath.com to get a list of homes. I can help you finance these properties, for more information, please contact me for additional details at Joe@joeknowsmortgages.com or 321-757-3570.

Mortgage PreApproval Will Save You Time And Money!

Joe Harris — Mon, 27 Sep 2010 02:10:10 +0000

A true PreApproval could prevent you from losing significant time and money, as well as allow you to negotiate the best possible deal and not miss out on buying the home of your dreams.

FHA Loan costs are going up

Joe Harris — Thu, 02 Sep 2010 20:47:33 +0000

This is important because if you are looking for a home, know someone who is looking for a home, or have a client who is looking for a home, please let them know that if they fail to act, it may cost them thousands of dollars.

The PreApproval Process

Joe Harris — Wed, 01 Sep 2010 13:34:45 +0000

The PreApproval is a means for a buyer to discover their purchasing power, financing options, the process of the loan, as well as the costs associated with that loan before shopping for a home.

Should I refinance?

Joe Harris — Wed, 18 Aug 2010 18:34:28 +0000

With mortgage interest rates as low as they are, you may be considering a refinance. This short video, while wildly amature, discuses the true costs and benifits of a refinance. Please watch, and give us some feedback on the information. Thank you!