It is time to report on the positive real estate news here in Florida, and Brevard County. This is the way I see it, sales are up, and inventory is down – we are getting closer to an equilibrium that will lead to an increase in pricing. Here are links to some online articles mentioned …
Category Archive: mortgage professional
Oct
05
Fannie Mae Foreclosures and the HomePath Mortgage
Eligible Fannie properties require NO PMI, and currently have very low interest rates! Go to HomePath.com to get a list of homes. I can help you finance these properties, for more information, please contact me for additional details at Joe@joeknowsmortgages.com or 321-757-3570.
Sep
26
Mortgage PreApproval Will Save You Time And Money!
A true PreApproval could prevent you from losing significant time and money, as well as allow you to negotiate the best possible deal and not miss out on buying the home of your dreams.
Sep
01
The PreApproval Process
The PreApproval is a means for a buyer to discover their purchasing power, financing options, the process of the loan, as well as the costs associated with that loan before shopping for a home.
May
16
The first and most important step in the home buying process…
Are you looking to purchase a home? Do you know your purchasing power and Financing options?
Mar
22
No money for a Down Payment?
Whether you are planning on getting gift funds, taking advantage of community or governmental funds, or selling your antique GI Joe collection, make sure to speak with your mortgage professional to assure that you are properly documenting the funds for the underwriter. There are many rules and regulations surrounding gift funds and cash to close and improper use could spell disaster. Please contact me anytime for further information.
Mar
08
When Is The Best Time To Lock My Interest Rate?
Because gambling with a client’s interest rate is never advisable, I always advise my clients to lock in their interest rate at the earliest opportunity. In my business, I have a standardized system in place that we adhere to for all of our clientele.
Oct
09
Brevard County Mortgages in a reasonable amount of time
There is much talk out there of retail lenders in Brevard County not closing loans in 30 days. I am still closing loans in 30 days. While there are instances where more time may be needed, a normal transaction can be completed in this time.
Aug
25
Brevard County FHA Mortgage update: Current County Limits
The FHA is a great loan as it gives home owners a very low down payment option, allows features that conventional loans do not (a conventional loan is any loan that is not a government loan), and has historically very low interest rates. Currently the FHA will allow a loan amount up to $291,250 for a single family residence in Brevard County, Fl.
Jul
12
Bring on the new mortgage regulations!
There is much new regulation coming down the pipe for the mortgage industry with Regulation Z changes, and RESPA changes; many of my peers are beside themselves and raving mad about the changes. In the next years many of the rules that hold professionals in the mortgage industry accountable will become stricter. This may sound …
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