Joe Knows Mortgages » mortgage professional

Positive Real Estate News – “The Good Stuff”

Joe Harris — Tue, 03 May 2011 18:43:32 +0000

It is time to report on the positive real estate news here in Florida, and Brevard County. This is the way I see it, sales are up, and inventory is down – we are getting closer to an equilibrium that will lead to an increase in pricing. Here are links to some online articles mentioned …

Fannie Mae Foreclosures and the HomePath Mortgage

Joe Harris — Tue, 05 Oct 2010 15:02:55 +0000

Eligible Fannie properties require NO PMI, and currently have very low interest rates! Go to HomePath.com to get a list of homes. I can help you finance these properties, for more information, please contact me for additional details at Joe@joeknowsmortgages.com or 321-757-3570.

Mortgage PreApproval Will Save You Time And Money!

Joe Harris — Mon, 27 Sep 2010 02:10:10 +0000

A true PreApproval could prevent you from losing significant time and money, as well as allow you to negotiate the best possible deal and not miss out on buying the home of your dreams.

The PreApproval Process

Joe Harris — Wed, 01 Sep 2010 13:34:45 +0000

The PreApproval is a means for a buyer to discover their purchasing power, financing options, the process of the loan, as well as the costs associated with that loan before shopping for a home.

The first and most important step in the home buying process…

Joe Harris — Sun, 16 May 2010 17:51:58 +0000

Are you looking to purchase a home? Do you know your purchasing power and Financing options?

No money for a Down Payment?

Joe Harris — Mon, 22 Mar 2010 16:27:03 +0000

Whether you are planning on getting gift funds, taking advantage of community or governmental funds, or selling your antique GI Joe collection, make sure to speak with your mortgage professional to assure that you are properly documenting the funds for the underwriter. There are many rules and regulations surrounding gift funds and cash to close and improper use could spell disaster. Please contact me anytime for further information.

When Is The Best Time To Lock My Interest Rate?

Joe Harris — Mon, 08 Mar 2010 18:02:36 +0000

Because gambling with a client's interest rate is never advisable, I always advise my clients to lock in their interest rate at the earliest opportunity. In my business, I have a standardized system in place that we adhere to for all of our clientele.

Brevard County Mortgages in a reasonable amount of time

Joe Harris — Fri, 09 Oct 2009 15:27:56 +0000

There is much talk out there of retail lenders in Brevard County not closing loans in 30 days. I am still closing loans in 30 days. While there are instances where more time may be needed, a normal transaction can be completed in this time.

Brevard County FHA Mortgage update: Current County Limits

Joe Harris — Wed, 26 Aug 2009 01:13:47 +0000

The FHA is a great loan as it gives home owners a very low down payment option, allows features that conventional loans do not (a conventional loan is any loan that is not a government loan), and has historically very low interest rates. Currently the FHA will allow a loan amount up to $291,250 for a single family residence in Brevard County, Fl.

Bring on the new mortgage regulations!

Joe Harris — Sun, 12 Jul 2009 18:47:24 +0000

There is much new regulation coming down the pipe for the mortgage industry with Regulation Z changes, and RESPA changes; many of my peers are beside themselves and raving mad about the changes.Â In the next years many of the rules that hold professionals in the mortgage industry accountable will become stricter.Â This may sound …