Joe Knows Mortgages » loan

The New HARP Program Could Help Millions- The Florida Positive Real Estate News

Joe Harris — Thu, 10 Nov 2011 19:28:13 +0000

It has been recently announced that there will be a new version of the HARP (Home Affordable Refinance Program) loan rolling out soon for american homeowners with a mortgage. The purpose of the new program will be to allow more people to refinance their mortgages into the current low interest rates. Here in Florida, the …

Florida Jumbo Loan – Positive Real Estate News

Joe Harris — Thu, 30 Jun 2011 13:32:42 +0000

The luxury or high end real estate market in Florida is seeing more action now than it has in the last couple of years. Jumbo loans are available in Florida.

3% Down Payment Conventional Mortgage is Back!

Joe Harris — Fri, 15 Apr 2011 01:47:10 +0000

With FHA loans becoming more expensive with the increase in the monthly mortgage insurance, conventional mortgage insurance loans are looking more attractive. We offer conventional financing with as little as 3% down for qualified borrowers. Call Joe Harris at 321-757-3570 for details.

Fannie Mae Foreclosures and the HomePath Mortgage

Joe Harris — Tue, 05 Oct 2010 15:02:55 +0000

Eligible Fannie properties require NO PMI, and currently have very low interest rates! Go to HomePath.com to get a list of homes. I can help you finance these properties, for more information, please contact me for additional details at Joe@joeknowsmortgages.com or 321-757-3570.

FHA Loan costs are going up

Joe Harris — Thu, 02 Sep 2010 20:47:33 +0000

This is important because if you are looking for a home, know someone who is looking for a home, or have a client who is looking for a home, please let them know that if they fail to act, it may cost them thousands of dollars.

The PreApproval Process

Joe Harris — Wed, 01 Sep 2010 13:34:45 +0000

The PreApproval is a means for a buyer to discover their purchasing power, financing options, the process of the loan, as well as the costs associated with that loan before shopping for a home.

8 Credit Mistakes to Avoid Durring the Loan Process

Joe Harris — Thu, 29 Jul 2010 01:21:20 +0000

There are many new rules and stricter credit guidelines that continue to impact borrowers qualifications. While the borrower's credit is pulled prior to application, many do not realize that the underwriter can, and in many cases, is re-pulling the credit of the applicant prior to closing.